VTB 24, ho nchafatsa likoloto tse tsoang libaneng tse ling: maemo le maemo

Pele o reka thepa le litšebeletso motho o hlahloba litefiso tsa thekiso 'marakeng, o leka ho fumana khetho e ntle ka ho fetisisa. Likoloto tsa bareki ha li joalo. Ke feela ho batla mekhoa e meng e bakoang ke mabaka a mang, mohlala, mathata a ho lefa melato kapa takatso ea ho fokotsa litšenyehelo tsa tlhokomelo. Sena se ka etsoa ka ho hlophisa sekoloto sechabeng se seng. A re hlahlobeng ka ho qaqileng kamoo re ka hlahisang ts'ebeliso ea likoloto tse tsoang libaneng tse ling ka VTB 24 .

Bakeng sa mang

Bakeng sa banka, refinancing ke mokhoa oa ho hohela bareki ba bacha. Ho latela lipalo-palo, motsotso o mong le o mong Russia o na le mokoloto o le mong oa bareki Har'a bona ho na le ho lakatsa ho ntlafatsa maemo a ts'ebeletso. Bakeng sa bareki bana feela, tšebeletso ea refinancing e thehiloe. Ha e le hantle, ke potso ea ho ngolisoa ha mokitlane o mocha bakeng sa tefo ea mokoloto o se o ntse o le teng. Ha e le hantle, mokhoa oa ho ngolisoa o tšoana le oa maemo a tloaelehileng. Ke feela ho phaella ho bareki ba lokelang ho fana ka lengolo le tsoang bankeng, le seng le nkile mokitlane, ho bonts'a melaetsa ea mokitlane le sekoloto sa hona joale.

Litlhoko tsa mokoloto

Banka ea VBT 24 e sebetsane le ho alima chelete bakeng sa bareki, mokitlane, likoloto tsa koloi le karete ea mokitlane. Empa likoloto tsa khale li tlameha ho finyella litlhoko tse itseng:

• Nako e setseng ea bopaki ke likhoeli tse fetang 3;
• Ho lefa makhetlo a khoeli ka likoloto;
• Chelete ea karete ea mokitlane - ruble;
• Ho lefshoa khafetsa ea molato likhoeling tse 6 tse fetileng;
• Ho se na litšila tse ncha tsa mokitlane.

Litlhoko tsa ba alimiloeng

Ho sa tsotellehe lenaneo la litšebeletso, banka e beha litlhoko tse kopanetsoeng ho bohle ba alimanang:

• Ho ba moahi oa Russia;
• Ho ba teng ha ho ngolisoa ka ho sa feleng;
• Mosebetsi oa basebetsi ho feta 1 selemo;
• Chelete e fokolang e tloaelehileng ea ruble tse likete tse 20. (Bakeng sa baahi ba motse-moholo - ruble tse likete tse 30);
• Histori e ntle ea mokitlane.

Litokomane

E le hore u fumane lichelete tse tsoang libaneng tse ling ka VTB 24, u tlameha ho fana ka:

• Pasepoto ea hare;
• Lengolo la 2-NDFL;
• Setifikeiti sa SILS;
• Pokello ea litokomane bakeng sa lekhetho la pele.

Beng ba likarete tsa moputso ba hlokeha ho fana ka pasepoto le SNILS.

Lenaneo

Bank VTB 24 ha e ntlafatse ka ho toba lits'enyehelo tsa bareki tse tsoang libaneng tse ling. Sehlahisoa sa lihlahisoa ho na le merero ea ho lefella likoloto tsa ho reka. Maemong a mang kaofela, VTB 24 e ka ntlafatsa likoloto ka chelete ho tsoa libaneng tse ling. Empa lebitso la lenaneo ka booona le ke ke la kenyelletsa lentsoe la sehlooho "refinancing". Lipalo tsa thahasello, litekanyetso le palo ea mokoloto oa mananeo ana a phahame haholo. Barekisi ba ka khetha ho e 'ngoe ea lihlahisoa tse tharo. Tiisetso, tiisetso kapa baile ha ho hlokahale.

Maemo bakeng sa ho alima chelete

A re ke re hlahlobe ka ho qaqileng hore na ho tsosolosoa ha likoloto tse tsoang libaneng tse ling ho etsoa joang setsing sa lichelete VTB 24. Litumellano tsa tšebeletso ha li fapane le likoloto tse tloaelehileng. Empa ho na le likarolo tse khethehileng.

VTB Group, ntle le VTB 24, e boetse e kenyeletsa mekhatlo e joalo: "Summer Bank", "Bank of Moscow" le "Transcreditbank". Ka lebaka leo, likoloto tse fumanoang libaneng tsena ha lia tsosolosoa.

Baahi bohle ba Russia Federation ba nang le mohloli o tsitsitseng oa ho fumana chelete le mosebetsi o amohelehang ba ka fumana mokoloto. Meeli ea khale e behiloe. Fumana tefiso e ncha e ka ba motho ea pakeng tsa lilemo tse 21 ho isa ho tse 70.

Phaello ea chelete e ts'oanela ho ba boemong ba hore mokhanni o fetola chelete ea likoloto ho rubles kapa tekanyo ea liphetoho tse tsoang ho phaphamelitsoe (ho kopantsoe) ho ea ts'oaroa. Sepheo sa thekiso e ka ba folete ka bobeli mehahong e mecha le marakeng a bobeli.

Ho ba teng ha tlhōlo ea litekanyetso tsa ho lefa likoloto nakong e fetileng ha ho amohelehe. Le hoja litlokotsi tsa nako e le 'ngoe, tse ileng tsa etsahala likhoeli tse fetang 6 pele ho kopo, li lumelloa.

Ho ntlafatsa thepa ea theko ea VTB 24 e ka etsoa ka mantsoe a latelang:

• Morero oa tswala ke 15.95%, ho ea ka ho saena ha thepa, bophelo le konteraka ea inshorense ea bophelo bo botle;
• Tekanyo ea thahasello - 16.95%, ho itšetlehile ka inshorense feela ea inshorense.

Mokhabiso

Likōpo bakeng sa ho tsosolosa mokitlane ka baneng e 'ngoe VTB 24 e nka phetolelo ea elektronike. E le hore u etse sena, u lokela ho tobetsa ho websaeteng ea banka ka mokhoa o ikhethang ka boitsebiso ba maraka a ka sehloohong: lebitso, tlhahisoleseding e mabapi le mohiri, boemo ba chelete, lintlha tsa boitsebiso le boitsebiso ba pasepoto.

Kopo e ka boela ea romelloa ka ho letsetsa fono ea hotline. Mosebeletsi o tla o thusa ho khetha sehlahisoa sa mokitlane, bua ka melaetsa eohle ea tšebelisano 'me u botse mofani hore o fumane tlhahisoleseding eohle bakeng sa kopo. Ka mor'a ho sebetsana le data, qeto ea pele e entsoe. E latelang, o lokela ho fana ka litokomane tsa litokomane tsohle lekaleng leha e le lefe la banka mme o emetse qeto ea ho qetela. U ka fokotsa nako 'me ua potlakela ho etela lekaleng la banka, u fana ka litokomane tse feletseng.

Litšenyehelo

Setsi sa lichelete VTB 24 ho ts'ehetsa likoloto tsa libanka tse ling bakeng sa merero e joalo ea tefiso:

• "E kholo" - e etselitsoe bareki ba hlokang chelete e ngata ka nako e telele. Mokotlane ona o fuoa likhoeli tse 36-60 ho 18.5% ka selemo. Boholo ba chelete bo lekanyelitsoe ho li-ruble tse limilione tse tharo.
• "Ka potlako" - moeli o ka tlaase ho tekanyo e lekane ho 18.5% ka selemo. Chelete ea mokoloto e fapana le ruble tse likete tse 100. Ho fihlela ho li-ruble tse limilione tse tharo. Nako ea mokoloto e tsoa ho likhoeli tse 6 ho isa ho tse 3.
• "Litefiso" tse loketseng li fuoa ka nako ea likhoeli tse tšeletseng ho isa ho tse 3 bakeng sa li-ruble tse 100-600 tse likete. Mokitlane o sebetsoa ka 22% ka selemo.

Ka mantsoe a joalo, likoloto tsa VTB 24 tsa lichelete tsa lichelete tse tsoang libaneng tse ling. Tlhaloso ea bareki e tiisa hore lintlha tsa lenane la boraro ke tsona tse khahlehang haholo bakeng sa ho fana ka litefello tsa bareki. Moreki a ka khetha chelete ea tefo.

Haeba mekhoa ea ho ngolisoa ha likoloto tsa bareki e nkoa e le motho ka mong, joale litšebeletso tse ling kaofela lia sebelisoa ka kakaretso. Ho netefatsa hore na chelete e sebelisitsoe joang, banka e ke ke ea etsoa. Mokhanni a ka fumana tjhelete bankeng mme ae sebelisa bakeng sa merero ea hae.

Mehato

A re ke re hlahlobe ka ho qaqileng kamoo ho tsosolosoa ha likoloto tse tsoang libaneng tse ling ho etsoang ka likoloto tsa VTB 24. Haeba ho tluoa tabeng ea likoloto tsa penshene, joale ho fetisetsoa molato ho VTB 24, ho ngolisoa hape ha tumellano ea thepa pledge. Ke feela ka mor'a sena, banka e fetisetsa chelete ho mofani oa pele. Litefiso tse ngata tsa likoloto li ke ke tsa feta palo ea 'maraka ea thepa, e fetotsoeng bakeng sa li-coefficients tsa hona joale. Ka nako e tsoanang, banka e na le moeli oa eona. Ke li-ruble tse limilione tse 30. Konteraka ea ho nchafatsa likoloto tsa chelete e ka fanoa ka nako e telele ea lilemo tse 30.

U ka buseletsa molato:

• Chelete ka ofising ea lebokose;
• Ho fetisetsa chelete ho ea boitsebiso bo hlalositsoeng;
• Li-terminals le mosebetsi oa ho amohela chelete;
• Ka poso liofisi tsa poso ea Russia.

Qetello

Tsamaiso ea ho nchafatsa likoloto ho VTB Bank 24 e khetholloa ka palo e fokolang ea litokomane le phaello e khahlehang ea thahasello. Ka nako e ts'oanang, setsi ha se bolele ka ho hlaka litekanyetso tse hlakileng tsa ho ngolisoa ha litefiso tsa bareki. E le hore u se ke ua lahleheloa ke nako, ho molemo ho sebelisa inthaneteng pele, le ka mor'a ho fumana tumello ea pele ea ho bokella litokomane. Tabeng ena, ntho ea thekiso e tlameha ho finyella litlhoko tse itseng. Ho tsosolosoa ha mokitlane oa 24 ho VTB ka mokoloto o felileng ho ke ke ha sebetsa.